Tax Treatment: The tax treatment is dependent on individual circumstances and may be subject to change in the future.
Investments: The value of units can fall as well as rise, you may not get back all of your original investment.
Life cover (non-investment) and income protection risk warning: The plan will have no cash-in value at any time and will cease at the end of the term.
If premiums are not maintained, the cover will lapse.
Additional risk warning for Critical illness plans: The policy may not cover all definitions of a critical illness.
For definitions, please refer to the Key Features and Policy Documents.
Structured Products: If the plan fails to provide a return greater than the return of your capital, inflation may be a risk.